Personal Finance for College Students

Where to Begin When Budgeting for College

The college years are a time for learning, growing, and exploring. But they're also a time when many students find themselves struggling to make ends meet. If you're like most college students...


4 activities every college student should do with their money

The first time that many young adults are on their own is when they leave home for college — responsible for attending classes, preparing food, and managing money largely on their own. Even i...


How to use grad school financial aid calculator

The grad school financial aid calculator can help you estimate your aid package and how much money you'll need to cover your costs. Just enter some basic information about yourself and your school...


Sallie Mae smart option loan

Any loan opportunity is quite important for students as it can help them in their academics. As the cost of attending college has increased, so have the borrowing options for financing education. Sall...


Do you take out student loans per semester?

Do you take out student loans per semester? If so, you're not alone. In fact, according to a recent study, 70% of students rely on loans to pay for their education. If you're one of the many s...


Famous donors that pay off student loans

There are a lot of college graduates out there who are struggling to repay their student loans. But there are also some very generous donors who are willing to help ease the burden by paying off stude...


Explanation MPN student loans

Master Promissory Notes, or MPNs, are a type of student loan issued by the federal government. They're a legal document that you sign when you first take out a Direct Loan. As a student, you may w...


How long does financial aid suspension last?

How long does financial aid suspension last? indefinitely. However, there are a few things you can do to try and improve your financial aid package. What should you know about the financial aid pac...


Student loans for certificate programs

If you're looking to further your education and career with a certificate program, you may be wondering if student loans can help you cover the costs. The answer is yes! Here's everything you...


Earnest private student loans

As a student, you have a lot of options when it comes to taking out loans. There are federal loans, private loans, and even loans from your parents or grandparents. But with so many options, it can be...


College grants for veterans

If you're a veteran, you may be eligible for college grants that can help you pay for tuition, books, and other expenses. Here's what you need to know about these valuable benefits. What gr...


High school financial aid hints

High school financial aid can be a tricky thing to navigate. There are a lot of options out there, and it can be hard to figure out which one is right for you. But don't worry! We're here to h...


Good excuses for financial aid appeal (with examples)

When it comes to appealing for financial aid, there are a few things to keep in mind. First and foremost, remember that you are not alone. Many students find themselves in the same situation as you an...


Student loans for cosmetology school

Whether you're looking to finance your cosmetology school education or consolidate existing student loans, there are plenty of options available. We've put together a list of some of the best...


What do student loans cover?

One of the most popular methods of financing your education is student loans. But what exactly do student loans cover? Can you use student loans for anything? There are many different types of s...


Do student loans affect your credit score while in school?

As a student, you're probably always looking for ways to improve your credit score. But did you know that taking out student loans can actually have an impact on your score? Here's what you ne...


How to apply for private student loans?

When it comes to finding money for college, private student loans are often seen as the last resort. But if you're smart about how you apply for them, they can be a great way to finance your educa...


Trade school vs college: salary aspect

Any student about to graduate from high school has to make a decision: what's next? You can go to college and get a degree, or you can go to trade school for a specific skill set. But which one ac...


FAFSA cash savings and checking accounts

When it comes to FAFSA, there are a few things you need to know about cash savings and checking accounts. The main thing is that your cash savings account can actually hurt your chances of getting fin...


What to know about FAFSA for medical school?

FAFSA is one of the most important financial aid forms for medical school students. It is used to determine your eligibility for federal student aid, including grants, loans, and work-study programs....


Citibank student loans payment guide

Any student loan is a serious financial responsibility. But Citibank makes it a little easier to manage your payments with our online tools and resources. Finance your college education Student...


How much can you improve your SAT score?

The SAT is a standardized test widely used for college admissions in the United States. It was first introduced in 1926, and its name and scoring have changed several times since then. The SAT is owne...


How to get Gift Aid grant?

When you look for an opportunity to get a little something back, the Gift Aid grant is a great way to do it. By filling out a short form, you can receive a 25% tax-free bonus on any donations made to...


Guide on government subsidized student loans

Your future is worth the investment. Government subsidized student loans can help you finance your education so that you can pursue your dreams. With low-interest rates and flexible repayment options,...


College Ave student loans reviews

College Ave Student Loans is a student loan provider that offers private student loans to help cover the cost of education. If you want to know more about this type of student loan, let`s take a look...


Car loans for college student

If you're a college student, you know how important it is to have a car. Not only does a car make life more convenient, but it can also help you get ahead in your career. Unfortunately, many colle...


Student loan meaning and extra termins

Well, after school, you're likely to face a lot of debt. But, don't worry, you're not alone. In fact, according to the Institute for College Access & Success, about 65% of college stud...


How to remove cosigner from student loan?

We all know that student loans are not easy to obtain. In most cases, a cosigner is required in order for the loan to be approved. However, there are some instances where the cosigner may no longer be...


Top budgeting apps for college students

Economy and student life are interconnected. Many college students find it hard to understand how to manage their finances, let alone make a budget. Several studies show that money management is one o...


Federal grants for college: types and specifications

Education is not a one-size-fits-all endeavor. The type of education you pursue depends on your interests, abilities, and goals. Federal grants are available to help you pay for college, whether you&#...


What is debt stacking for students?

Any student who wants to get their degree and graduate with as little debt as possible should learn about debt stacking. It's a simple concept: you pay off your debts from smallest to largest, reg...


Have you heard of Grad PLUS loan credit score?

As student loans go, the Grad PLUS loan is a great option. It has low-interest rates and flexible repayment terms. However, there is one big downside: the credit score requirements. In order to qualif...


New student loan assistance program (SLAP)

face after graduation. To help ease this burden, the government has introduced the Student Loan Assistance Program (SLAP). What is SLAP? The student loan assistance program SLAP is a new initiat...


Various education grants for women

Gender stereotypes still exist in today's society. Women are commonly seen as caretakers and not as leaders. This is especially true when it comes to education. Even though women have made great s...


How to pay for out-of-state tuition?

State tuition is the price of attendance that is charged to students who do not reside in the state where the school is located. Out-of-state tuition rates are generally much higher than in-state rate...


Do independent students get more financial aid?

Independent students are less likely than dependent students to receive financial aid. However, there are some circumstances in which independent students may be more likely to get financial aid. Howe...


Financial aid for summer classes

If you're hoping to take summer classes but are worried about the cost, don't despair. There is financial aid available for summer courses. You just need to know where to look and how to apply...


Best credit union for students

We all know, that a credit union is the best place for students to get their financial needs met. But what credit union is the best for students? This is a question that we will be discussing in this...


Textbook should be free - your thoughts?

A college textbook is an important tool that students use to learn the material in their course. The cost of a college textbook can be a barrier to learning for some students. There are a number of re...


Student loans for trade schools: tips and hints

Trade schools are a great investment of your money and time. They can help you gain the skills you need to get started in a career with a great salary, without incurring the steep cost of going to a f...


Student loan cosigner requirements

Students usually need a cosigner for their student loans if they have bad credit or no credit history. The cosigner is responsible for repaying the loan if the student cannot. Cosigners must be U.S. c...


College student credit card debt: pros and cons

Credit card debt is a major problem for many college students. According to recent studies, the average college student graduates with over $34,000 in credit card debt. This type of debt can cause ser...


7 Types of financial aid

As a student, you may be wondering what types of financial aid are available to you. Here is a rundown of the most common types of financial aid. What are the 6 types of financial aid? A number...


Financial aid for community colleges

As a student, you may wonder about financial aid opportunities at community colleges. There are many types of financial aid to help students get their college education, such as grants, scholarships,...


Scholarships for felons

Felons are in a unique position when it comes to funding their college education. While they may not qualify for federal or state grants, there are other options that can help them pursue higher educa...


Why does FAFSA ask how much money I have?

FAFSA is a needs-based financial aid program, meaning that the primary factor in determining eligibility for aid is a family's demonstrated financial need. In order to determine need, FAFSA asks f...


Scholarships for Student Loan Aid Post-Graduation

A general and usually justified perception of a scholarship is that it can provide students with financial assistance to cover their college expenses even before they get enrolled. But the real questi...


Unsubsidized Loan: How to Apply and Pay Back Student Loans

To cover the college expenses, students are offered different types of loans by the federal government. One of these types is the federal unsubsidized loan, which works so that interest starts to accu...


Sponsorship for International Students

Overseas students wishing to study in the U.S. have various ways to apply. Most of the students have to pay for their expenses themselves. They have to learn and earn at the same time. These programs...


How to Get Grants for Living Expenses During College

College costs are rising every day and usually range from $20,000 to $50,000 or even more per year. This can be overwhelming for many people if they have to pay it by themselves or even by a student l...