Guides

How Accurate Are Sites Like Credit Sesame?

There are many websites available on the internet that guide one about one's credit scores. These websites also provide credit monitoring. But how does one know that these websites give the correc...


What is Marginal Utility?

When you buy something, you want it to make the world better. The price is the amount of money that someone else wants for their thing. The price is how much they will give up for you to have it. Util...


How to Get a Student Loan Without a Job 

A 2020 Student Unemployment study found that more than 3 percent of high school graduates and 2% of undergraduate students are unemployed. With more businesses closing down and restraining further inv...


Things to Know Before Starting a TD Student Account

Having financial independence is like a dream for many of us still. It is an excellent step showing that you are already looking for ways to save your money or at least have a firm understanding of wh...


Resources That Will Help You Pay Back Your Student Loan

Did you know? According to the statistics, the student loan volume in the United States in 2021 has reached USD 95.9 billion. Considering that you are also looking for a resource that will help you...


6 Things to Know Before Starting a Chase College Checking Account

The chances are that if you are going through this article, you are already in college or ready to start this exciting journey anytime soon. Considering that you are ready to take your financials i...


How Does the Stimulus Affect Student Loan Forgiveness?

Everyone these days is talking about the stimulus and how it possibly affected the student loan forgiveness scheme. U.S. Senate is watching a fierce debate where some senators favor the motion while o...


How to Transfer From One Community College to Another

Typically, a student earns their associate degree during their years at a community college which turns into a complete four-year degree by transferring to another university. This process is known as...


Six Things to Know Before Opening a Bank of America Student Account

Assuming that you are thinking about opening a Bank of America Student account means that you are already in college. That's a great initiative you are about to take in the direction of managing y...


How to Go to Community College in California for Free?

There's quite a difference between formal education and traditional education. According to the latest trends for 2022, having some formal education can increase your chances of getting a job at a...


Which States Have a Free Community College?

Community college brings multiple opportunities for gaining valuable education without the financial burden. On top of being affordable in the first place, community colleges can make education more a...


15 Companies that Pay for College

Paying your college tuition yourself is not an easy job at all. You have to have some tangible assets if you are thinking about affording your stay at college on your own. This is the very reason w...


Uncertified student loan

College is expensive nowadays. Students graduate with serious debts in their name because of college expenses. Getting a loan from a bank without proper documentation doesn't work out very well si...


Do you have to pay taxes on Pell Grants

A college education is a nightmare for students. There are many ways that students can ask for loans to pay their tuition fees, but those tuition fees are mostly issued at high-interest rates.  Stu...


Can you pay off unsubsidized loans while in school?

Student loan is one of the most crucial topics among the younger generation. Students spend their entire adult life paying off the loan as the interest rate shoots up the sky when they apply for it. ...


Out-of-state tuition waiver

All students want the best education for themselves. It is better to live a better practical life since good education guarantees a reasonable means of earning.  Many students travel all around the...


Do i qualify for in-state tuition?

If you are about to join the college, congratulations on this achievement! But remember, as much as you need to focus on studies in college, maintaining the finances will take twice the effort. It...


Is it better to pay off interest or principal on student loans?

Paying off the principal amount and interest on your loans is significant. You might wonder, is it better to pay off interest or principal on student loans? This article will guide you on the matter. ...


Best bank for college students

Students need savings to deal with the daily expenses of college life. From college tuition to transportation to paying for private accommodation, students need money. To save up that money and take b...


If you lose financial aid at one school can you get it at another?

As a college student, you might need financial aids, student loans, and payment plans to pay for the college tuition and expenses. So, if you end up losing your financial grant, it can get challenging...


Is private school tuition tax deductible?

You will find the answer in this article. Also, we'll shed light on what solutions you can opt for to get tax relief.  The law classifies private elementary and secondary schools as either a ch...


How to know if you qualify for federal work study?

How to know if you qualify for federal work-study? In this article, we'll cover everything you need to know about passing the eligibility criteria for federal work-study.   What is a federal wo...


How to save money while in college?

This article is about how to save money while you are in college. It also goes into depth about many strategies that are sure to help you cut down on some of your expenses so you can have more money f...


When should you begin thinking about your post-college career?

Importance of choosing your career earlyMany requirements and applications for graduate programs require you to have 2-3 years of full-time work experience. If this is the case, you will most likely n...


What is Cornerstone loan?

Why do you need a student loan? What is a better option? A student loan, also known as an education loan, is a type of loan made to students or their guardians to pay for post-secondary education....


How to invest as a college student?

As a college student, you likely have some extra time on your hands. The school year gives you plenty of time to enjoy campus life and discover new hobbies and interests. Your class schedule probably...


How much should i save for college?

To prepare financially for college, you need to start saving early — ideally by the time your child is in grade school or junior high. But how much should you plan on saving each month? Read on to fin...


How long are clep exams?

When were CLEP exams invented? CLEP is an acronym for the College-Level Examination Program. It was invented in 1966 by Educational Testing Service (ETS), which is the same company that administers...


Is work-study worth it?

What is work-study? Work-study is a program that helps students earn money to help with their education expenses. How does work-study help you? Working as part of the work-study program can help...


Robinhood Sued by Family of College-Aged Investor Who Took His Own Life

About the Robinhood`s trader Alex Kearns was a 20-year-old sophomore and one of Robinhood's top traders, the lawsuit says. He took his own life in April 2016. The suit claims Kearns started...


How Long Does It Take to Receive FAFSA Money?

As a student preparing for college, finance can become quite an issue if you do not have enough funds to pay for the college tuition and cover other expenses. You might need to apply for scholarships,...


Pell Grants: Do You Have to Pay Them Back?

If you want to know, do you have to pay back grants from the government or not, the answer is usually "no". Typically the government never asks you to pay back the grant. However, in some situations,...


Here’s How Much Financial Aid You Can Get in a Semester

As you grow up, you take the responsibilities and stop being dependent upon your parents. As a part of the growing process, you hustle to either earn something or take good education yourself.  In...


How to See the Amount of Money Left on Your Pell Grant

Before we start the process of checking the amount left in your Pell grant, let's understand what a Pell Grant is and how it is beneficial to undergraduate students. What is a Pell Grant  Pe...


Failed a Class While on a Pell Grant? Understand Your Options

If you fail while being in school under the federal Pell grant fund, the situation can be uncontrollable for you. But don't worry. This article will explain how you can still keep the grant if you...


Top 8 merit-based scholarships for US students

Merit-based scholarships are not hard to get, contrary to the Talent comes in all shapes and sizes: We have all heard this saying at least once in our lives. Fortunately, the majority of the US merit-...


What happens if I do not use all my financial aid money?

If you are already thinking about what happens if I don’t use all my financial aid money, you have already got some federal financial aid or student loan in your hands. Don’t worry: according to US...


Expected Family Contribution (EFC): Understanding The EFC Numbers Chart & Meanings

For all the college students or future college students out there, now is the time to estimate every contribution you will be getting from your family in your educational journey. Here’s a tip: focus...


Your 1098-E and Student Loan Tax Information: The ultimate guide

Being a student loan awardee is not an easy job. First, you need to go through all the technicalities to apply and get approval for the loan. But as soon as you get the loan, the never-ending battle o...


Work-Study: The Complete Guide

If you are a student struggling to make both ends meet along with studying full time in college, this article is for you. There’s no need to be ashamed of or something like that, and it shows how stro...


Tax Deduction Rules for 529 Plans: What Families Need to Know

Higher education is highly expensive, and most people these days can not afford it. It’s best to start saving money while your children are still learning to talk, not when they are ready for college....


What Happens to My Financial Aid or Loans if I Withdraw or Drop Out?

It is very common for students to drop out of school for many reasons like personal emergencies, educational struggles, or simply not liking their chosen educational path. Withdrawing from school affe...


What happens to unused Pell Grant money? (Refunds Explained)

The federal government issues Pell Grants to help students pay for a fraction of their education. Pell Grants are a popular form of federal financial aid for American college students. Every year, mil...


Guide: The Easiest Scholarships Waiting for You

Getting a quality education is a big deal in today's world as everything is becoming extremely expensive. Schools, colleges, and universities ensure you a great career but it comes with heavy pric...


How to Write the Perfect Financial Aid Suspension Appeal Letter?

Experts say winning financial aid appeals is rare, but an approved financial aid suspension appeal letter can help students get more money for education. It is possible to challenge financial aid pack...


How Much Is Dental School?

Education, especially higher and professional education, is not as affordable anymore as it used to be just a couple of decades ago. This sudden and massive spike in dental school tuition fees and edu...


Pell Grant Income Limits

Have you ever thought, why is the overall literacy rate in the US much higher than a majority of the other countries? And literacy rate doesn’t mean individuals who can write their name but individual...


Student Loan Late Payment Forgiveness

If we talk about the United States alone, the American student community's estimated amount of student loans payable is mind-boggling. Till the financial year 2021, the total student debt has reac...


How to Qualify for an FHA Mortgage, Even With Student Debt

Yes, it’s possible to bypass the student loan debt and enjoy the mortgage qualification. Once you understand the FHA student loans guidelines, it will be easier for you to succeed. Before we take y...


How to Not Ruin Your Credit Score As a College Freshman

As a college freshman, financial mistakes are something we all have to face. Most students find it very difficult to afford the tuition costs with living expenses, making the situation very challengin...